1 About easyCredit

1.1 General information about easyCredit

1.2 Process flow chart

2 1cs Online Payment System interface

2.1 Definitions

2.1.1 Data formats

2.1.2 Abbreviations

2.2 easyCredit purchase on invoice and hire purchase

2.3 Retrieve information about payment by installments

2.4 Confirm hire purchase

2.5 Capture (notify a delivery)

2.6 Credit (notify a reversed transaction)

1 About easyCredit

1.1 General information about easyCredit

Since 2003 TeamBank AG is a member of the Genossenschaftliche FinanzGruppe and with its product easyCredit the expert for hire purchase of the Volksbanken Raiffeisenbanken. Under the name easyCredit-Ratenkauf the TeamBank AG offers a hire purchase solution which combines a simple and consistently designed fire purchase function for E-Commerce and Point of Sale (PoS).

The customer needs only a few to get his ratenkauf by easyCredit: select article, calculate preferred rate, enter personal data and pay. All without paperworks, with immediate confirmation and full flexibility during the period. Simple and fair hire purchase with easyCredit-Ratenkauf.

Logo

Info	Type
EasyCredit is a provider of hire purchase and purchase on invoice in Germany. After the customer is forwarded to easyCredit they undertake the calculation of all possible installments.	Payments by Invoice and Installments EN

Further information can be found on the webpage of easyCredit (https://www.easycredit.de/).

1.2 Process flow chart

easyCredit process flow

2 1cs Online Payment System interface

2.1 Definitions

2.1.1 Data formats

Format	Description
a	alphabetical
as	alphabetical with special characters
n	numeric
an	alphanumeric
ans	alphanumeric with special characters
ns	numeric with special characters
bool	boolean expression (true or false)
3	fixed length with 3 digits/characters
..3	variable length with maximum 3 digits/characters
enum	enumeration of allowed values
dttm	ISODateTime (YYYY-MM-DDThh:mm:ss)

2.1.2 Abbreviations

Abbreviation	Description	Comment
CND	condition
M	mandatory	If a parameter is mandatory, then it must be present
O	optional	If a parameter is optional, then it can be present, but it is not required
C	conditional	If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional

Notice: Please note that the names of parameters can be returned in upper or lower case.

2.2 easyCredit purchase on invoice and hire purchase

In order to initialise an installment payment with easyCredit via a the 1cs Online Payment System form, go to the following URL:

https://www.computop-paygate.com/easyCredit.aspx

Notice: For security reasons, the 1cs Online Payment System rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Key	Format	CND	Description
MerchantID	ans..30	M	MerchantID, assigned by First Cash Solution. Additionally this parameter has to be passed in plain language too.
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant´s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Amount	n..10	M	Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€.
Currency	a3	M	Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
Term	n..2	O	Duration in months. If applicable here the duration can be preset with a value the customer has already selected for the example calculation.
EventToken	enum	M	Defines the request to be made at easyCredit: <INT> for initialising the transaction
URLSuccess	ans..256	M	Complete URL which calls up the 1cs Online Payment System if payment has been successful. The URL may be called up only via port 443 This URL may not contain parameters: In order to exchange values between the 1cs Online Payment System and shop, please use the parameter UserData. Common notes: We recommend to use parameter “response=encrypt” to get an encrypted response by 1cs Online Payment System However, fraudster may just copy the encrypted DATA-element which are sent to URLFailure and send the DATA to URLSuccess. Therefore ensure to check the “code”-value which indicates success/failure of the action. Only a result of “code=00000000” should be considered successful.
URLFailure	ans..256	M	Complete URL which calls up the 1cs Online Payment System if payment has been unsuccessful. The URL may be called up only via port 443 This URL may not contain parameters: In order to exchange values between the 1cs Online Payment System and shop, please use the parameter UserData. Common notes: We recommend to use parameter “response=encrypt” to get an encrypted response by 1cs Online Payment System However, fraudster may just copy the encrypted DATA-element which are sent to URLFailure and send the DATA to URLSuccess/URLNotify. Therefore ensure to check the “code”-value which indicates success/failure of the action. Only a result of “code=00000000” should be considered successful.
Response	a7	O	Status response sent by the 1cs Online Payment System to URLSuccess and URLFailure, should be encrypted. For this purpose, transmit Response=encrypt parameter.
URLNotify	ans..256	M	Complete URL which the 1cs Online Payment System calls up in order to notify the shop about the payment result. The URL may be called up only via port 443 It may not contain parameters: Use the UserData parameter instead. Common notes: We recommend to use parameter “response=encrypt” to get an encrypted response by 1cs Online Payment System However, fraudster may just copy the encrypted DATA-element which are sent to URLFailure and send the DATA to URLSuccess/URLNotify. Therefore ensure to check the “code”-value which indicates success/failure of the action. Only a result of “code=00000000” should be considered successful.
UserData	ans..1024	O	If specified at request, the 1cs Online Payment System forwards the parameter with the payment result to the shop
Personal details Notice: If personal details are submitted then this group must be transferred completely.
Salutation	a..15	C	Salutation MR or MRS
FirstName	ans..50	C	First name
LastName	ans..50	C	Last name
DateOfBirth	dttm	C	Date of birth in the format YYYY-MM-DD
Occupation data Notice: If occupation data are submitted then this group must be transferred completely.
Employment	enum	C	Occupation of the customer. Possible entries are: <ANGESTELLTER> <ANGESTELLTER_OEFFENTLICHER_DIENST> <ARBEITER> <BEAMTER> <RENTNER> <SELBSTAENDIGER> <ARBEITSLOSER> <SONSTIGES>
MonthlyNetIncome	n..12	C	Monthly net income of the customer in the smallest currency unit (e.g. EUR Cent).
Invoicing address Notice: If an invoicing address is given, then this must be transferred completely.
bdStreet	a..50	C	Street
bdStreetNr	ans..5	C	Street number
bdAddressAddition	a..50	C	Address c/o
bdZip	n5	C	Postcode
bdCity	ans..50	C	Town
bdCountryCode	a2	C	Country code for the invoicing address, 2 characters according to ISO 3166 Presently only DE is allowed.
Delivery address Notice: If an delivery address is given, then this must be transferred completely.
PackingStation	an..30	O	Packing station
sdStreet	a..50	C	Street
sdStreetNr	ans..5	C	Street number
sdAddressAddition	a..50	C	Address c/o
sdZip	n5	C	Postcode
sdCity	ans..50	C	Town
sdCountryCode	a2	C	Country code for the delivery address, 2 characters according to ISO 3166 Presently only DE is allowed.
Contact data
Email	ans..50	M	Email address of the customer
MobileNr	ans..50	O	Customer’s mobile telephone number
Bank data
IBAN	ans..34	O	Customer’s IBAN
BIC	an..11	O	Customer’s BIC
Further customer data
Phone	ans..15	O	Customer’s phone number
Title	enum	O	Title of the customer. Possible entries are: <PROFDR> for Prof. Dr. <DR> for Dr. <PROF> for Prof. <DRDR> for Dr. Dr.
MaidenName	ans..50	O	Maiden name
PlaceOfBirth	ans..50	O	Place of birth
Risk-relevant data
CustomerStatus	enum	O	Customer’s status at the webshop. Possible entries are: <NEUKUNDE> <BESTANDSKUNDE> <PREMIUMKUNDE>
CustomerSince	dttm	O	Start of customer relation at the webshop in the format YYYY-MM-DD
CustomerLoggedIn	enum	O	Flag if order is made from a registered customer with login or from a guest: <YES> Customer was logged in <NO> Customer has ordered as a guest
NumberArticles	n..5	O	Number or articles within basket
NumberOrders	n..10	O	Number of previous orders within the webshop
NegativePaymentInfo	enum	O	Negative payment information about the customer. Possible entries are: <KEINE_ZAHLUNGSSTOERUNGEN> <ZAHLUNGSVERZOEGERUNG> <ZAHLUNGSAUSFALL> <KEINE_INFORMATION>
RiskArticles	enum	O	Merchant’s assessment if there is a solvency crucial article within the basket. Possible entries are: <YES> There is a solvency crucial article within the basket <NO> There is no solvency crucial article within the basket
Article list:
ArticleList	ans..1024	O	Basket information (incl. article numbers) for the articles ordered with hire purchase. These date can have some influence on the credit decision. The article list must be created in JSON format. Example: Afterwards the article list created in JSON format must be Base64 encoded.

Parameters for easyCredit ratenkauf

The following table describes the result parameters that the 1cs Online Payment System transmits to your URLSuccess or URLFailure and URLNotify. If you have specified the Response=encrypt parameter, the following parameters are sent Blowfish encrypted to your system:

• pls. be prepared to receive additional parameters at any time and do not check the order of parameters

• the parameters (e.g. MerchantId, RefNr) should not be checked case-sentive

Parameter	Format	CND	Description
MID	ans..30	M	MerchantID, assigned by First Cash Solution
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
XID	an32	M	ID for all single transactions (authorisation, capture, credit note) for one payment assigned by the 1cs Online Payment System
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant´s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Status	a..50	M	AUTHORIZE_REQUEST (URLSuccess) and FAILED (URLFailure)
Description	ans..1024	M	Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!
Code	n8	M	Error code according to the 1cs Online Payment System Response Codes Excel file
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
UserData	ans..1024	O	If specified upon call, the 1cs Online Payment System forwards the parameter with the payment result to the shop.
CodeExt	ans..1024	O	Error code from easyCredit, if agreed with First Cash Solution Support
ErrorText	ans..1024	O	Error text from easyCredit, if agreed with First Cash Solution Support

Response parameters for URLSuccess and URLFailure with easyCredit ratenkauf

2.3 Retrieve information about payment by installments

In order to retrieve the data for descision, general transaction as well as financing data in case of e successfully established payment by installments via a server to server connection with easyCredit, please call the following URL:

https://www.computop-paygate.com/easyCreditDirect.aspx

Notice: For security reasons, the 1cs Online Payment System rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Parameter	Format	CND	Description
MerchantID	ans..30	M	MerchantID, assigned by First Cash Solution. Additionally this parameter has to be passed in plain language too.
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
TransID	ans..64	M	TransactionID which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Amount	n..10	M	Amount in the smallest currency unit (e.g. EUR Cent) Please contact the 1cs support, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€.
Currency	a3	M	Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: A1 Currency table EN
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
EventToken	enum	M	Defines the request to be made at easyCredit: <DEC> loads decision date for a previous initialization <PRO> loads general transaction data for a previous initialization <FIN> loads financing data for a previous initialization <GET> With this EventToken the three requests <DEC>, <PRO> and <FIN> can be triggered with one call (recommended).

Parameters for retrieving installment information from easyCredit ratenkauf

The following table describes the result parameters with which the 1cs online payment system responds to your system

• be prepared to receive additional parameters at any time and do not check the order of parameters

• the parameters (e.g. MerchantId, RefNr) should not be checked case-sentive

Parameter	Format	CND	Description
MID	ans..30	M	MerchantID, assigned by First Cash Solution
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
XID	an32	M	ID for all single transactions (authorisation, capture, credit note) for one payment assigned by the 1cs Online Payment System
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant´s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Status	a..50	M	OK (URLSuccess) or FAILED (URLFailure)
Description	ans..1024	M	Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!
Code	n8	M	Error code according to the 1cs Online Payment System Response Codes Excel file
Decision	ans..1024	O	Contains decision data for a previous initialization. There are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded): Notice: Important within this answer is the “decision result” below “decision”. Only in case of positive „GREEN“ decided hire purchase all numbers, amounts and information connected with this hire purchase should be presented to the customer on the final confirmation page in the shop. These includes: –     the duration selected by the customer (number of installments) –              the repayment plan (including alternative repayment plan) –              precontractual information (a link to the system hire purchase) –              total amount with designated interest amounts for hire purchase   All information are returned within parameters Process and Financing.
Process	ans..1024	O	Contains general transaction data for a previous initialization. They are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded):
Financing	ans..1024	O	Contains financing data for a previous initialization. They are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded):
CodeExt	ans..1024	O	Error code from easyCredit, if agreed with First Cash Solution Support
ErrorText	ans..1024	O	Error text from easyCredit, if agreed with First Cash Solution Support

Response parameters for retrieving installment information from easyCredit ratenkauf

2.4 Confirm hire purchase

To finally set a hire purchase with easyCredit via a Server-to-Server connection to “CONFIRMED”, call the following URL:

https://www.computop-paygate.com/easyCreditDirect.aspx

Notice: For security reasons, the 1cs Online Payment System rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Key	Format	CND	Description
MerchantID	ans..30	M	MerchantID, assigned by First Cash Solution. Additionally this parameter has to be passed in plain language too.
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
TransID	ans..64	M	TransactionID proided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Amount	n..10	M	Amount in the smallest currency unit (e.g. EUR Cent) Please contact the 1cs support, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€.
Currency	a3	M	Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: A1 Currency table EN
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
EventToken	enum	M	Defines the request to be made at easyCredit: <CON> Changes a transaction at easyCredit from PERMITTED to status CONFIRMED. The permission may not be older than 30 minutes and the previously requested easyCredit decision must be GREEN.
Date	dttm	O	Date of delivery of the sold services/goods in the format YYYY-MM-DD. Hence the delivery is automatically initiated together with the confirmation. Notice: For automatic delivery execution the merchant must be configured accordingly at First Cash Solution. Please contact First Cash Solution Support in this case.

Parameters for confirming a hire purchase with easyCredit ratenkauf

The following table describes the result parameters with which the 1cs online payment system responds to your system

• be prepared to receive additional parameters at any time and do not check the order of parameters

• the parameters (e.g. MerchantId, RefNr) should not be checked case-sentive

Parameter	Format	CND	Description
MID	ans..30	M	MerchantID, assigned by First Cash Solution
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
XID	an32	M	ID for all single transactions (authorisation, capture, credit note) for one payment assigned by the 1cs Online Payment System
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Status	a..50	M	OK (URLSuccess) or FAILED (URLFailure)
Description	ans..1024	M	Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!
Code	n8	M	Error code according to the 1cs Online Payment System Response Codes Excel file
CodeExt	ans..1024	O	Error code from easyCredit, if agreed with First Cash Solution Support
ErrorText	ans..1024	O	Error text from easyCredit, if agreed with First Cash Solution Support

Response parameters for confirming a hire purchase with easyCredit

2.5 Capture (notify a delivery)

To manually notify the delivery to easyCredit ratenkauf via a Server-to-Server connection, call the following URL:

https://www.computop-paygate.com/capture.aspx

Notice: For security reasons, the 1cs Online Payment System rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Key	Format	CND	Description
MerchantID	ans..30	M	MerchantID, assigned by First Cash Solution. Additionally this parameter has to be passed in plain language too.
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Amount	n..10	M	Amount in the smallest currency unit (e.g. EUR Cent) Please contact the 1cs support, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€.
Currency	a3	M	Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: A1 Currency table EN
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
Date	dttm	O	Date of delivery of the sold services/goods in the format YYYY-MM-DD. The delivery is initiated separately from the confirmation. Notice: For manual delivery execution the merchant must be configured accordingly at First Cash Solution. This can be overridden also with the parameter Capture. Please contact First Cash Solution Support in this case.
Capture	an..6	O	Determines the type and time of capture. AUTO: capturing immediately after authorisation (default value). MANUAL: capturing made by the merchant. Capture is normally initiated at time of delivery. <Number>: Delay in hours until the capture (whole number; 1 to 696).
ReqID	ans..32	O	To avoid double payments or actions (e.g. by ETM), enter an alphanumeric value which identifies your transaction and may be assigned only once. If the transaction or action is submitted again with the same ReqID, the 1cs Online Payment System will not carry out the payment or new action, but will just return the status of the original transaction or action. Please note that the 1cs Online Payment System must have a finalized transaction status for the first initial action (authentication/authorisation). This does not apply to 3-D Secure authentications that are terminated by a timeout. The 3-D Secure Timeout status does not count as a completed status in which the ReqID functionality on the 1cs Online Payment System does not take effect. Submissions with identical ReqID for an open status will be processed regularly. Notice: Please note that a ReqID is only valid for 12 month, then it gets deleted at the 1cs Online Payment System.

Parameters for capturing a hire purchase with easyCredit ratenkauf

The following table describes the result parameters with which the 1cs online payment system responds to your system

• be prepared to receive additional parameters at any time and do not check the order of parameters

• the parameters (e.g. MerchantId, RefNr) should not be checked case-sentive

Parameter	Format	CND	Description
MID	ans..30	M	MerchantID, assigned by First Cash Solution
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
XID	an32	M	ID for all single transactions (authorisation, capture, credit note) for one payment assigned by the 1cs Online Payment System
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Status	a..50	M	OK (URLSuccess) or FAILED (URLFailure)
Description	ans..1024	M	Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!
Code	n8	M	Error code according to the 1cs Online Payment System Response Codes Excel file
CodeExt	ans..1024	O	Error code from easyCredit, if agreed with First Cash Solution Support
ErrorText	ans..1024	O	Error text from easyCredit, if agreed with First Cash Solution Support

Response parameters for capturing a hire purchase with easyCredit ratenkauf

2.6 Credit (notify a reversed transaction)

To notify a reversed transaction to easyCredit via a Server-to-Server connection, call the following URL:

https://www.computop-paygate.com/credit.aspx

Notice: For security reasons, the 1cs Online Payment System rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Key	Format	CND	Description
MerchantID	ans..30	M	MerchantID, assigned by First Cash Solution. Additionally this parameter has to be passed in plain language too.
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Amount	n..10	M	Amount in the smallest currency unit (e.g. EUR Cent) Please contact the 1cs support, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€.
Currency	a3	M	Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: A1 Currency table EN
MAC	an64	M	Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: HMAC Authentication (Request) HMAC Authentication (Notify)
Date	dttm	M	Date the merchant received the reversed transaction in the format YYYY-MM-DD
Reason	enum	M	Reason for the reversed transaction. Possible entries are: <WIDERRUF_VOLLSTAENDIG> <WIDERRUF_TEILWEISE> <RUECKGABE_GARANTIE_GEWAEHRLEISTUNG> <MINDERUNG_GARANTIE_GEWAEHRLEISTUNG>
ReqID	ans..32	O	To avoid double payments or actions (e.g. by ETM), enter an alphanumeric value which identifies your transaction and may be assigned only once. If the transaction or action is submitted again with the same ReqID, the 1cs Online Payment System will not carry out the payment or new action, but will just return the status of the original transaction or action. Please note that the 1cs Online Payment System must have a finalized transaction status for the first initial action (authentication/authorisation). This does not apply to 3-D Secure authentications that are terminated by a timeout. The 3-D Secure Timeout status does not count as a completed status in which the ReqID functionality on the 1cs Online Payment Systemdoes not take effect. Submissions with identical ReqID for an open status will be processed regularly. Notice: Please note that a ReqID is only valid for 12 month, then it gets deleted at the 1cs Online Payment System.

Parameters for reverse of a hire purchase with easyCredit ratenkauf

The following table describes the result parameters with which the 1cs online payment system responds to your system

• be prepared to receive additional parameters at any time and do not check the order of parameters

• the parameters (e.g. MerchantId, RefNr) should not be checked case-sentive

Parameter	Format	CND	Description
MID	ans..30	M	MerchantID, assigned by First Cash Solution
PayID	an32	M	ID assigned by the 1cs Online Payment System for the payment, e.g. for referencing in batch files as well as for capture or credit request.
XID	an32	M	ID for all single transactions (authorisation, capture, credit note) for one payment assigned by the 1cs Online Payment System
TransID	ans..64	M	TransactionID provided by you which should be unique for each payment
RefNr	ns..30	O	Merchant’s unique reference number Only ASCII characters are allowed. Special characters such as (“umlauts”, …) are not permitted and may have to be replaced by ASCII characters (e.g. ü → ue, é → e, …).
Status	a..50	M	OK (URLSuccess) or FAILED (URLFailure)
Description	ans..1024	M	Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!
Code	n8	M	Error code according to the 1cs Online Payment System Response Codes Excel file
CodeExt	ans..1024	O	Error code from easyCredit, if agreed with First Cash Solution Support
ErrorText	ans..1024	O	Error text from easyCredit, if agreed with First Cash Solution Support

Response parameters for reverse of a hire purchase with easyCredit ratenkauf